AXIS MyZone Credit Card:

Axis MY Zone Credit Card is an exciting credit card that is best suited for people who seek lifestyle benefits on every transaction. This card provides special cashback offers, discounts, and rewards on categories like shopping, dining, travelling, online transactions and a lot more. With several rewards on everyday spending, this card is an excellent pick when compared to its competitors in the market.

Features and Benefits of Axis MY Zone Credit Card

Axis MY Zone Credit Card is a value-packed card that offers exclusive benefits and rewards on all spending. Using this card, you can avail of benefits worth up to Rs 15,500 every year across multiple categories! Read below to better understand the eye-catching features and benefits of the card.

Rewards Points

Earn exclusive 4 Edge Reward points on every spend of Rs 400 with the MY Zone credit card. These reward points are not applicable to EMI, movies, and fuel transactions.

Dining benefits

Enjoy discounts on indulging in delectable cuisines with the Axis MY Zone card. Following are the dining benefits available:

• Get discounts up to 20% off at partnered restaurants across the country
• Exclusive 40% off on ordering food via Swiggy using the “AXIS40” coupon code. A maximum of Rs 120 discount can be availed on a minimum order value of Rs 200. This offer can be availed four times a month.

Travel benefits

One complimentary lounge access at select domestic airports within India on using your credit card while booking the tickets. This offer can be enjoyed once per quarter.

Fuel benefits

Enjoy a 1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000 at all fuel stations across India. Up to Rs 400, fuel benefits can be enjoyed in every statement cycle.

Entertainment benefits

• Get a 100% discount on your second movie ticket booked using Axis MY Zone Credit Card. This offer is applicable through Paytm Movies and can be availed using coupon code “AXIS200”. A maximum of Rs 200 discount can be enjoyed by every customer in one calendar month.
• Complimentary SonyLiv Premium Annual Subscription worth Rs 999 on using MY Zone credit card for the first time within 30 days of issuance. You can further get your subscription renewed on the spending of Rs 1,50,000 or more in a year.

Other exclusive benefits

• Get a flat discount of Rs 600 on shopping at Ajio. This offer is applicable on selected styles and on minimum spending of Rs 2,000.
• Get the benefit of easy EMI conversion for every transaction over Rs 2,500.

Fees and Charges of Axis MY Zone Credit Card

Eligibility Criteria for Axis MY Zone Credit Card

Here are the eligibility criteria that everyone must comply with for getting Axis MY Zone Credit Card application approved.

• Age: Applicant must fall in the age bracket of 18 to 70 years for a primary card. However, for an add-on card, the applicant should be above 15 years of age.
• Nationality: Resident of India or Non-Resident Indian
• Occupation: Salaried or Self-employed

Documents required for Axis MY Zone Credit Card

All the eligible candidates can start their journey as Axis MY Zone Credit Cardholders by submitting the following documents. These documents should be attached to the application.

• PAN card photocopy or Form 60
• Colour photographs
• Latest payslip / Form 16 / IT return copy as income proof
• Residential proof (any one of the following):
  • Passport
  • Ration Card
  • Electricity bill
  • Landline telephone bill
• Identity proof (any one of the following):
  • Passport
  • Driving license
  • PAN card
  • Aadhaar card

Axis MY Zone Credit Card Limit

There is no set credit limit for Axis MY Zone Card. It is completely reliant on your income and CIBIL score, as well as your debt payback history. Banking authorities determine the limit based on your documentation. As a result, it differs depending on the applicant.

However, maintaining a strong CIBIL score, having a consistent and high income, improving repayment practices, and lowering your existing debt can all help you earn a higher credit limit.